Payments have always been a source of innovation. The Lydians, who lived in what is now western Turkey, introduced coins as a token to represent value and replace bartering in the seventh century BC - now a digital token represents your card in a mobile wallet. Removing complexity for the end-user lies at the core of the future of payments. When you send money home to a relative you need to have confidence it will arrive, and for a retailer the ease of a payment transaction cements a sale.
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